English
English
Français
Nederlands
Deutsch
Italiano
TOB Belgium
Stock Exchange Tax Calculator
Welcome to the unofficial Belgian Stock Exchange Tax (TOB) Calculator. This tool helps Belgian residents who invest via foreign brokers (like eToro, Degiro, Trading212, or Mexem) to accurately calculate their tax obligations. By using real-time historical exchange rates from the ECB, we ensure your currency conversions are compliant with Belgian tax law.
Start Calculation
Calculate the Belgian Tax on Stock Exchange Operations (TOB) in seconds.
- Updated ECB exchange rates
- Automatic eToro import
- PDF Support (Desktop version)
- 100% Free and Secure
By clicking start you accept the terms of use.
Complete Guide to the Belgian TOB Tax
What is the TOB?
The Tax on Stock Exchange Operations (Taxe sur les Opérations de Bourse or Beurstaks) is a tax levied on the purchase and sale of financial instruments in Belgium. Since 2017, this tax also applies to transactions executed by Belgian residents through foreign intermediaries (brokers based outside Belgium).
How much do I have to pay? (2024/2025 Rates)
The rate depends on the type of financial product:
- 0.12% (Cap €1,300): Bonds, sovereign debt, and "Distributing" ETFs (Exchange Traded Funds) registered in the European Economic Area (EEA).
- 0.35% (Cap €1,600): Stocks (Shares), Warrants, Options, Turbos, and non-EEA ETFs. This is the rate most stock investors will encounter.
- 1.32% (Cap €4,000): "Accumulating" ETFs that are registered in Belgium.
Why is currency conversion important?
If you trade US stocks (in USD) or UK stocks (in GBP), you cannot simply use the current exchange rate. The Belgian FPS Finance requires that the tax base be converted into Euros using the ECB reference rate of the transaction date.
Our calculator connects directly to the European Central Bank database to fetch the exact rate for the day you made the trade, preventing calculation errors that could lead to fines.
Declaration Deadlines
You must declare and pay the TOB by the last working day of the second month following the transaction. Example: A transaction made in January must be declared and paid by the end of March.
Disclaimer: This website is a free calculation tool provided "as-is". We are not tax advisors. Please verify your final declaration with a professional.